Consumer\Individual claims

When dealing with debtors who are individuals, certain laws restrict the abilities to collect the debt by a third party.  At USA Credit Recovery, our collection staff is fully trained in the Fair Debt Collection Practices Act and other applicable statutes regulating debt collection against individuals.  We know how to contact the Debtor and when.  We know how lawful pressure can be brought to bear to extract payment.  We know that professional persistence and the power of communication will result most often in recovery.

Our staff works hours designed to maximize the chances of reaching the Debtor by phone, fax or email and we employ every tool available to recover the funds due you.  We understand that time is not your ally when seeking to recover on a bad debt from an individual and we will immediately commence our efforts upon receipt of your accounts.  Our initial letter is generally mailed within 24 hours of the time the case is accepted by our office; the first phone call comes shortly thereafter.

Often, Debtors move and attempt to conceal their whereabouts.  At USA Credit Recovery, we employ the most up to date search capabilities to track and locate your Debtors.  In most cases, our skip trace service is free to clients who have active accounts placed with our office.

USA Credit Recovery is your best bet for professional, persistent debt collections from consumer and individual debtors.  If we don’t recover your money, you don’t owe us a fee!  Our litigation referral service has existing relationships with attorneys in every state and in many countries abroad if your consumer debt account requires litigation in order to effectuate collection.